TERMS OF SERVICE

Effective Date: October 24, 2025


These Terms of Service ("Terms") govern your use of the website https://www.resources.urbanskyline.net (the "Site") and the purchase of any digital products, including ebooks, guides, courses, and reference material (collectively, the "Resources"), provided by Urban Skyline Resources ("we," "us," or "our").


1. Acceptance of Terms

By accessing or using the Site, purchasing a Resource, or clicking to accept these Terms when prompted, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Site.


2. Digital Product Purchase and Delivery


  • Payment: All payments are processed immediately upon checkout. You agree to provide current, complete, and accurate purchase and account information for all transactions.
  • Delivery: Resources are delivered digitally via a secure download link or access credentials sent to the email address provided at the time of purchase. Delivery is typically instant but may take up to 24 hours.
  • Final Sale: Due to the instant, digital nature of the Resources, all sales are final and non-refundable except as explicitly stated in our Refund Policy.


3. Intellectual Property and Limited License


  • Ownership: All Resources, content, text, graphics, and other intellectual property on the Site are the exclusive property of Urban Skyline Resources and are protected by copyright laws.
  • Limited License: When you purchase a Resource, you are granted a non-exclusive, non-transferable, revocable license to use the Resource for your personal and non-commercial use only.
  • Prohibited Actions: You may not do any of the following:


  • Resell, sublicense, distribute, or otherwise transfer the Resource to any third party.
  • Share the Resource (including download links or access codes) on the internet, in print, or via email.
  • Modify, adapt, or create derivative works based on the Resource.
  • Use the Resource for any illegal or unauthorized purpose.


4. Critical Disclaimer: Educational Use Only


The Resources sold on this Site are strictly for informational and educational purposes only.


  • Not Professional Advice: The content is not intended to be a substitute for personalized financial, legal, tax, or professional advice.
  • No Fiduciary Relationship: Your purchase of a Resource does not create an advisor-client relationship (including fiduciary or agency relationships) between you and Urban Skyline Resources or any of its employees or affiliates.
  • User Responsibility: You are solely responsible for verifying the accuracy and applicability of any information in the Resources and for seeking professional advice before making any personal financial or investment decisions.


5. Limitation of Liability


You agree that Urban Skyline Resources shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, data, or other intangible losses, resulting from the use or the inability to use the Resources or the information contained therein.


6. Governing Law


These Terms shall be governed by and construed in accordance with the laws of Maryland, without regard to its conflict of law provisions.


7. Changes to Terms


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will notify you of any material changes by posting the new Terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.


8. Contact Information


If you have any questions about these Terms, please contact us at support@urbanskyline.net.